Terms of Service
Effective Date: February 18, 2026
1. Acceptance
By using Real IRA, you agree to these Terms.
If you do not agree, do not use the website.
2. Description of Service
Real IRA provides:
- Automated precious metals valuation estimates
- PDF statement parsing
- Lead generation for follow-up contact
Real IRA does NOT:
- Execute trades
- Act as broker or custodian
- Connect to your retirement account
- Initiate buy or sell transactions
The "Request a Call to Sell" button generates a contact request only.
3. Valuation Methodology
Estimates are snapshots in time and subject to market fluctuation. We do not guarantee pricing accuracy.
4. No Offer
Nothing on this website constitutes:
- A binding offer
- A commitment to purchase
- A securities transaction
- A commodities contract
Final pricing must be confirmed by a representative.
5. User Representations
You represent that:
- You have authority to upload statements
- Information provided is accurate
- You are at least 18 years old
- You are legally permitted to transact in precious metals
6. Limitation of Liability
To the maximum extent permitted by law, Real IRA shall not be liable for:
- Pricing inaccuracies
- Market fluctuations
- Parsing errors
- OCR errors
- Data extraction errors
- Missed opportunities
- Financial losses
Use is at your own risk.
7. Indemnification
You agree to indemnify and hold harmless Real IRA from any claims arising from uploaded content, incorrect information, or misuse of the platform.
8. Intellectual Property
All content, branding, and technology are owned by Real IRA. You may not copy or reproduce without permission.
9. Termination
We may terminate access at any time without notice.
10. Governing Law
These Terms are governed by the laws of the State of California.