Terms of Service

    Effective Date: February 18, 2026

    1. Acceptance

    By using Real IRA, you agree to these Terms.

    If you do not agree, do not use the website.

    2. Description of Service

    Real IRA provides:

    • Automated precious metals valuation estimates
    • PDF statement parsing
    • Lead generation for follow-up contact

    Real IRA does NOT:

    • Execute trades
    • Act as broker or custodian
    • Connect to your retirement account
    • Initiate buy or sell transactions

    The "Request a Call to Sell" button generates a contact request only.

    3. Valuation Methodology

    Estimates are snapshots in time and subject to market fluctuation. We do not guarantee pricing accuracy.

    4. No Offer

    Nothing on this website constitutes:

    • A binding offer
    • A commitment to purchase
    • A securities transaction
    • A commodities contract

    Final pricing must be confirmed by a representative.

    5. User Representations

    You represent that:

    • You have authority to upload statements
    • Information provided is accurate
    • You are at least 18 years old
    • You are legally permitted to transact in precious metals

    6. Limitation of Liability

    To the maximum extent permitted by law, Real IRA shall not be liable for:

    • Pricing inaccuracies
    • Market fluctuations
    • Parsing errors
    • OCR errors
    • Data extraction errors
    • Missed opportunities
    • Financial losses

    Use is at your own risk.

    7. Indemnification

    You agree to indemnify and hold harmless Real IRA from any claims arising from uploaded content, incorrect information, or misuse of the platform.

    8. Intellectual Property

    All content, branding, and technology are owned by Real IRA. You may not copy or reproduce without permission.

    9. Termination

    We may terminate access at any time without notice.

    10. Governing Law

    These Terms are governed by the laws of the State of California.